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What Are the Side Effects of Bad Credit?
A bad credit score can negatively affect your everyday life (and your personal financial outlook) in ways you probably wouldn't expect.
10 Money Lessons From the Worst Contracts in NBA History
NBA owners and general managers give out terrible contracts all the time. And since they're unlikely to ever stop, we figured SOMEONE should learn from their financial mistakes.
Spooktacular Tips for Throwing An Affordable Halloween Party
Sure, you could throw the most epic Halloween bash this town has ever seen! But if that means eating uncooked ramen for the next 3 months to cover the cost, maybe you should go thriftier.
How to Save Money on Gas
Gas is already expensive, and it's unlikely to get any cheaper in the near future. Here are some tips and tricks to help you stretch your gas budget even further!
The OppLoans Holiday Savings Sweepstakes
Let us know how you plan to financially prep for the holidays and you could win $100 on Facebook and Twitter!
Are You Opening a Bank Account with Bad Credit? Here’s What You Need to Know
While a bad credit score won't prevent you from opening a checking account, similar poor money habits with previous bank accounts could pose a problem.
Can Paying Off Your Student Loans Hurt Your Credit Score?
Sometimes, your credit score will react to certain financial behavior in unexpected ways. What happens when you pay off your students loans is a great example.
How to Save Money When You’re Already on a Tight Budget
Saving money is hard. And finding ways to save when you're already operating on a tight budget is even harder. Here are some tips and strategies to help you out.
Can You Take out a Home Equity Loan if You Have Bad Credit?
Even if you have a bad credit score, you stand a much better chance of getting approved for a home equity loan—but you'll put your home at risk.
How Can You Tell if a Job Offer is a Scam?
Job offers that sound too good to be true or that require you to put money down up front are probably not legit.
Is Your Bad Credit Loan Amortized? If It’s Not, Here’s Why It Should Be
If you think all bad credit loans are the same, you are sorely mistaken. Non-amortized loans can easily trap borrowers in a dangerous cycle of debt.
What Happens When You Bounce a Check?
For the most part, things that bounce are really fun. But when it comes to bouncing checks, there's no fun in sight.
What It Really Means to Cosign a Loan
If you wouldn't be comfortable taking out a given loan for yourself, then you'll want to think twice about cosigning that loan for someone else.
What’s the Quickest Way to Fix Bad Credit?
In order to find the best—or the fastest—way to fix your credit score, you'll have to reckon with why your score is bad in the first place.
What Happens When You Can’t Pay Back Your Personal Loan
If you default on your personal loan, you're going to enter a world of debt collectors and garnished wages. Instead, try talking to your lender first.
If you're ready to apply for a personal loan but have questions, great! We have answers!