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OppLoans Blog

OppLoans weighs in on what matters most: your money.

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What’s the Average APR for a Cash Advance?

The APRs for credit card cash advances are high, but the APRs for payday cash advance loans are so much higher.

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Yes, You Might Need a Credit Check to Rent a Car

Car rental companies see debit cards as a red flag and will likely check your credit before they rent to you.

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Is Debt Forgiveness a Possibility? It Depends.

Even if you can get your debt forgiven, it might come with a huge tax bill and further damage to your credit score.

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Summer Jobs: Teens and Young Adults are Working (and Saving!) More Than You Think

Young people get a bad rap for being lazy, but a new OppLoans survey shows that's not the case at all. 

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The 12 Worst Financial Scandals In History

From the "OG" Ponzi himself through "Count Victor Lustig" (we're pretty sure he was a vampire too) and all-time favorite Bernie Madoff, these are the 12 biggest financial scandals of all time!

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Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

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Can You Get a Cash Advance With No Job?

The answer to this question entirely depends on what type of cash advance you're talking about.

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Should You Drop Your Bank For A Credit Union?

While qualifying for a credit union might be a little more difficult, these non-profits have several advantages over traditional banks, especially for folks with bad credit.

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How Long Do Black Marks Stay On Your Credit Report?

If you make a mistake, it's going to haunt your credit score for a long time. And unless that black mark was placed there in error, you'll just have to wait it out.

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The OppLoans #FathersDay Giveaway

Head on over to Facebook and Twitter and pass along the best money lesson your dad ever taught you for a chance to win $100!

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The Pros and Cons of Pawn Shop Cash Advances

Pawning your valuables for some quick cash is a safer bet than taking out a predatory payday loan, but you're still putting a lot at risk.

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How to Fight Back Against Bad Loans

What do you do if a lender has been taking advantage of you? Don't admit defeat. Here are some actions you can take against predatory lenders today.

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Does Extreme Couponing ACTUALLY Save You Money?

Is it really that simple to hack the power of the noble coupon? It depends on how much time you have. 

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The Pros and Cons (and Scams) of Trade School

If you do your research and know what industry you're interested in, trade school could be a great option--just make sure that your school isn't actually a scam.

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Know Money, Win Money! Chicago Chocolate and Wine Expo (Part II)

So many people drink wine. But how many people know trivia facts about wine? We hit the Chicago Chocolate and Wine Expo to find out!

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