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A Beginner’s Guide to Budgeting

Starting a budget is going to require some work, but that doesn't mean it has to be scary! Here are some expert tips to help you break the seal.

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What’s a Payday Alternative Loan (PAL), and How Can You Get One?

The only downside to Payday Alternative Loans (PALs) is that you have to join a credit union now in order to apply for one when you really need it. 

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9 Free or Low-Cost Ways to Give Back for the Holidays

There are ways for you to give gifts and make your community a better place for the holidays that don't involve shelling out tons of dough.

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So You’ve Been Double-Billed … Now What?

If you get double-billed, just remember that advice you received in couples counseling and communicate!

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The Secret Financial History of Commercialized Christmas

Christmas started getting commercialized well before the 20th century, but it took Coca-Cola to launch a certain jolly old elf into the commercial stratosphere.

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Know Money, Win Money! Medical Costs

With the 2019 deadline to sign up for health insurance through the Affordable Care Act coming this Friday, we hit the streets to ask people questions about medical costs!

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How to Get Cheaper Car Insurance

Car insurance is important—so much so that it's pretty much required! But that doesn't mean you should have to pay an arm and a leg to have it!

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Save Money on Your Holiday Groceries with These Expert Tips

Don't forget that you can overspend on food and groceries just as easily as you can bust your budget buying presents!

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Here’s Why Some Cash Advances Are Much Riskier Than Others

The name "cash advance" can be used to describe two very different kinds of financial products, one of which is way more expensive and should totally be avoided.

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Is Rent-to-Own a Good Way to Purchase a Home?

While rent-to-own agreements can be more affordable than standard home purchases—all with the added benefit of letting you live in the home before you buy—they aren't without their risks.

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The Ridiculously High Cost of Bank Overdraft Fees

When it comes to sky-high interest rates, predatory payday loans and cash advances can't hold a candle to the fees banks charge when you overdraft your checking account.

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How Amortizing Interest Can Help You Avoid a Predatory Debt Cycle

When you're taking out a loan with bad credit, you want to make sure that every payment you make brings you one step closer to getting out of debt.

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Credit Utilization Ratio: What It Is, Why It’s Important, and How to Master It

If you have credit cards, make sure you're not putting too much money on them at any one time. Utilizing too much of your total credit limit can hurt your credit score.

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How to Vet Potential Renters

When you're letting someone into your home or a property that you own, you want to be absolutely sure that they're a person you can trust. 

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Want a Great Holiday Gift for Your Grandkid? How About Helping Them Pay for College!

While it's traditional for most holiday gifts to be a surprise, this is one instance where you'll definitely want to sit down with everybody first and coordinate.

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