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Checking Your Credit vs. Checking Your Ability to Repay

If you have bad credit, then you have to be on the lookout for predatory lenders, so start looking for lenders who check your ability to repay the money you're borrowing.

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How to Decorate Your Home for Cheap

Getting creative with paint, throw pillows, and curtains can help make your home feel brand new for relatively little cost.

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5 Questions to Ask Yourself Before Taking out an Installment Loan

You need to find the installment loan that works best for you, and that begins with knowing exactly what questions to ask.

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Can Paying off a Loan Hurt Your Credit Score?

Don't worry, it is very rare that paying off a personal loan will cause your score to drop, but it does happen every so often.

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A Brief History of Point-Shaving in College Basketball

There are good ways to make an extra buck and there are not-so-good ways ... and there's point-shaving, which is a really bad way.

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How to Raise Your Credit Score by 100 Points

The two most important parts of your score are your payment history and your amounts owed, so those are great places to start.

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Loans With No Credit Check Sound Great; Here Are the Risks

It’s all about finding the right loan for you ... and also avoiding the many no credit check loans out there that could trap you in a predatory cycle of debt.

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If Your Tax Bill is Higher Than You Can Afford, What Should You Do?

Tax evasion isn't a good look on you. Luckily, you have plenty of options to help you pay off a larger than expected tax bill!

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The Broke Person’s Guide to Spring Cleaning

When it comes to cleaning out your house without also cleaning out your bank account, a little bit of creativity and community spirit go a long way!

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5 Alternatives to an Expensive Cash Advance

If you're considering an expensive cash advance loan to cover unforeseen expenses, make sure you check out your other options, first.

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How Can an Average Joe (or Jane) Reduce Their Tax Burden?

It's easy for rich folks and large corporations to reduce their tax burdens, but regular folks can do it too!

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Watch Out for IRS Scams!

Repeat after us: The IRS will never call you demanding money. The IRS will never call you demanding money. The IRS will never call you demanding money ...

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So You’re Stuck in a Cycle of Debt … Now What?

In order to stop running on a hamster wheel of debt, you'll need to split your focus between two major financial priorities: Paying down debt and building up your savings.

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How to Separate Your “Wants” from Your “Needs”

Some needs and wants are easy to distinguish. But other times, you'll need to dive a little deeper to figure out what you can cut and what you really can't live without.

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How Do Cash Advances Work Online?

If you need physical cash, then an online cash advance probably isn't your best option ... one of many reasons you should be wary of these short-term no credit check loans.

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