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OppLoans Blog

OppLoans weighs in on what matters most: your money.

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Building your Financial Life: Spring Cleaning your Finances

Spring cleaning your house is great, but while you're at it, you should give your financial house a deep clean, too.

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Are You Financially Literate?

A recent study broke down financial literacy into five key concepts that people needed to understand in order to be considered financially literate. 

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What Is a Hard Credit Check?

Hard credit inquiries occur when you are applying for new credit and can only be run with your express permission. 

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A Brief History of Sick Days

When it comes to guaranteeing paid medical leave, the United States is behind many European nations ... and possibly the Ancient Egyptians as well.

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Save a Few Bucks on Fido with These DIY Pet Toys

You don't have to spend a lot of money in order to keep your furry little friend occupied for hours and hours at a time.

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5 Tips to Help You Rebuild a Bad Credit Score

When it comes to fixing bad credit, there are no overnight solutions. More than anything else, you're going to have to learn to be patient.

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Do Reverse Mortgages Target the Elderly?

A reverse mortgage can be a helpful financial solution for older Americans, but you need to know how they work before you agree to take one out.

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Do You Have Bad Credit and Need a Loan? Here Are 4 Options

Finding the right bad credit loan means doing your research, understanding the pros and cons of each product, and finding the loan that works best for you.

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How Do You Know When it’s Time to Help an Elder With Their Finances?

This is a talk you'll want to have sooner rather than later.

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What to Do if You’ve Been Put on the ChexSystems Blacklist

If you have a history of negative banking behavior, your ChexSystems report will prevent you from opening or maintaining a traditional bank account.

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Reusable Purchases That Will Save You Money in the Long Run

Why buy tons of disposable plastic baggies and bottle after bottle of expensive laundry detergent when these reusable items can save you money? 

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What is a Soft Credit Check?

Unlike hard credit inquiries, a soft inquiry made on your credit won't show up on your credit report and isn't reflected in your FICO score!

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Are For-Profit Colleges Worth the Cost?

If you're thinking about getting a degree from a for-profit university, make sure that you do a lot of research—and talk to some graduates of that school—before doing so.

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Tips for Managing Your Money in Old Age

The sooner you start getting serious with your money, the easier it will be to manage your finances during your golden years.

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Don’t Let a Surprise Pet-Related Expense Drive You into Debt

If you end up relying on a high-interest payday cash advance to cover your pet's vet bill, neither of you will benefit in the long run.

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