Delaware Financial Snapshot

At a Glance
  • Nickname: Diamond State
  • Population: Population 967,171
  • Capital: Dover
  • Website:

In Delaware, the average household income is $64,805, which is nearly $3,000 more than the national average. On the other hand, the typical Delaware resident carries just over $6,000 in credit card debt, and 13.6% of people living in Delaware are at or below poverty level (which is a bit higher than the national average of 11.8%).

Average Credit Card Debt and Median Household Income in Delaware vs. the U.S.
Average Credit Card Debt (Q2 '19)
Median Household Income ('18)

Payday Loans in Delaware

Payday loans in Delaware are regulated under the Small Loan Act or Licensing Law, but the statute sets no limits on APRs that lenders can charge. The average APR on a payday loan in Delaware is 521%.

Consumer Protection in Delaware

How to Report a Lender in Delaware

Borrowers may report any violation by a lender to the Office of State Bank Commissioner (OSBC) by calling (302) 577-6722 (from New Castle County) or (302) 739-4235, or by sending a complaint to 555 East Loockerman Street, Dover, DE 19901. Borrowers can also e-mail the Office of the State Bank Commissioner at

Aside from the Delaware Office of the State Bank Commissioner, borrowers can also reach out to the National Community Reinvestment Coalition (NCRC) for further guidance.

Guides to Loans in Delaware Cities