Georgia

Georgia

At a Glance
Georgia
  • Nickname: The Peach State
  • Population: 10.5 million
  • Capital: Atlanta
  • Website: www.georgia.gov

Georgia holds an above average poverty rate of nearly 15% and an average median household income of $58,756. It can be difficult for many Georgia residents to make ends meet.

Average Credit Card Debt and Median Household Income in Georgia vs. the U.S.
Georgia
US
$6,569
$6,028
Average Credit Card Debt (Q1 2019)
$58,756
$61,937
Median Household Income (2018)

Payday Loans in Georgia

Georgia is one of 18 states that does not allow payday lending.

A payday loan is a type of loan that requires pay-back within a short duration (usually 2-4 weeks). These types of loans are usually for relatively small amounts of money (typically under $500).

Consumer Protection in Georgia

To make a complain about a lender in Georgia, borrowers can contact the County District Attorney and notify the Office of the Commissioner of Insurance, Industrial Loan Division:

Office of the Commissioner of Insurance, Industrial Loan Division
2 M.L. King, Jr., Drive, 7th Floor, West Tower
Atlanta, Georgia 30334
Website: www.oci.ga.gov/IndustrialLoan/Home.aspx
Phone: 404-656-2078

Borrowers can also report a lender by mail to the Consumer Interest Section of the Georgia Attorney General’s Office (the complaint form is here).

Consumer Interest Section of the Office of the Attorney General
40 Capitol Square, SW
Atlanta, Georgia 30334

Aside from the Office of the Commissioner of Insurance, borrowers can find further help and guidance through Georgia Department of Law’s Consumer Protection Unit.

 

Georgia City Guides

Check out these payday loan guides for the following cities in Georgia…

Atlanta | Augusta | Columbus | Macon