At a Glance
  • Nickname: The Peach State
  • Population: 10.5 million
  • Capital: Atlanta
  • Website:

Georgia, a U.S. state bordered by six other states in the southern region of the country, is known as the “Peach State” for its plentiful production of high quality peaches (and other fruits).

Unfortunately, with an above average poverty rate of nearly 15% (making it fall within the top 15 highest poverty rates in the country) and a below average median household income of only $58,756 (over $3,000 less than the U.S. average), it can be difficult for many Georgia residents to make ends meet.

Average Credit Card Debt and Median Household Income in Georgia vs. the U.S.
Average Credit Card Debt (Q1 2019)
Median Household Income (2018)

Payday Loans in Georgia

Georgia is one of 18 states that does not allow payday lending.

A payday loan is a type of loan that requires pay-back within a short duration (usually 2-4 weeks). These types of loans are usually for relatively small amounts of money (typically under $500).

Consumer Protection in Georgia

To make a complain about a lender in Georgia, please contact your County District Attorney and notify the Office of the Commissioner of Insurance, Industrial Loan Division:

Office of the Commissioner of Insurance, Industrial Loan Division
2 M.L. King, Jr., Drive, 7th Floor, West Tower
Atlanta, Georgia 30334
Phone: 404-656-2078

You can also report a lender by mail to the Consumer Interest Section of the Georgia Attorney General’s Office (download the complaint form here and mail to the address shown below).

Consumer Interest Section of the Office of the Attorney General
40 Capitol Square, SW
Atlanta, Georgia 30334

Aside from the Office of the Commissioner of Insurance, you can find further help and guidance through Georgia Department of Law’s Consumer Protection Unit.


Georgia City Guides

Check out these payday loan guides for the following cities in Georgia…

Atlanta | Augusta | Columbus | Macon