Kansas

Payday Loans in Kansas

At a Glance

Kansas

Nickname: The Sunflower State
Population: 2.91 million
Capital: Topeka
Website: www.kansas.gov

In 2018, about 11.9% of residents of Kansas lived below the federal poverty line (comparable to the national rate of 11.8%).

Kansas continues to work toward an improved economy, but (as of September 2019) 3.2% of residents remain unemployed, which can put a damper on their ability to afford the essentials.

Average Credit Card Debt and Median Household Income in Kansas vs. the U.S.

Kansas

The U.S.

Average Credit Card Debt (Q2 2019)

Median Household Income (2018)

Payday Loans in Kansas

Payday loans are small, short-term loans for amounts generally around $500 and are required to be paid back in 2 to 4 weeks.

Consumer Protection in Kansas

How to Report a Lender in Kansas

Borrowers can contact the Office of the State Bank Commissioner in Kansas by visiting http://www.osbckansas.org/.

Kansas Office of the State Bank Commissioner Information
700 SW Jackson, Suite 300 Topeka, KS 66603
Phone: (785) 296-2266
Fax: (785) 296-6037

Guides to Payday Loans in Kansas Cities

Check out these payday loan guides for the following cities in Kansas…

Kansas City | Lawrence | Olathe | Topeka | Wichita

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Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.

DE residents: Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31, 2020.

NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

¹ Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited via ACH for delivery for next business day if verification is completed and final approval occurs before 7:30 PM ET, Monday-Friday. Availability of the funds is dependent on how quickly your bank processes the transaction.

² OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.

³ Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Check loan reviews.

⁴ Rates and terms vary by state. This is an expensive form of credit and you should determine whether our product(s) meets your financial needs.

⁵ According to the Consumer Federation America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums, and carry an average annual percentage rate (APR) of 400%. The maximum APR for a loan offered through and serviced by OppLoans is 199% and loan sizes range from $500 to $5,000. https://paydayloaninfo.org/facts

† OppLoans reports customer payment history to the three major credit bureaus. On-time payments may improve credit score. Credit reporting not available for Texas customers.

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To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to info@opploans.com.

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