Montana Financial Snapshot

At a Glance
  • Nickname: Big Sky Country
  • Population: 1.06 million
  • Capital: Helena
  • Website:

About 13% of the population of Montana lives in poverty and, on average, residents of the state bring in annual incomes of about $6,600 less than the national average.

Average Credit Card Debt and Median Household Income in Montana vs. the U.S.
The U.S.
Average Credit Card Debt (Q2 2019)
Median Household Income (2018)

Payday Loans in Montana

Payday loans are technically legal in Montana, but lenders in the state can only charge an annual percentage rate (APR) of up to 36%.

According to a 2016 report in the Journal of Economics and Business, Montana had no known payday lenders based on information from regulators at the time of the study.

Consumer Protection in Montana

How to Report a Lender in Montana

Complaints about lenders can be made to the state’s Division of Banking and Financial Institutions.

Borrowers can contact the Montana Division of Banking and Financial Institutions by writing, calling, or submitting a complaint to:

Address: PO Box 200546; Helena, MT 59620

Phone: 406-841-2920