North Dakota

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North Dakota Financial Snapshot

At a Glance
North Dakota
  • Nickname: The Peace Garden State
  • Population: 760,077
  • Capital: Bismarck
  • Website:

In terms of population, North Dakota is one of the smallest states in the country, with just 736,671 people who called it home in 2019. About 10% of the population  fell below the federal poverty line ($25,465 for a family of four in 2019). That is better than the national poverty rate of 11.8% and is the 11th lowest in the country.

The 2018 median household income in North Dakota was $63,837, which was slightly higher than the nationwide average of $61,937.

Average Credit Card Debt and Median Household Income in North Dakota vs. the U.S.
North Dakota
Average Credit Card Debt (Q2 2019)
Median Household Income (2018)
Payday Loan Statistics for Borrowers in North Dakota vs. Nationally
North Dakota
Average Loan Amount
Percentage of North Dakota Payday Loan Borrowers Defaulting Over Time

Consumer Protection in North Dakota

How to Report a Lender in North Dakota

Borrowers can file a complaint against a lender with the North Dakota Department of Financial Institutions (DFI), which regulates deferred presentment service providers (you can find the form here).