North Dakota

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North Dakota Financial Snapshot

At a Glance
North Dakota
  • Nickname: The Peace Garden State
  • Population: 760,077
  • Capital: Bismarck
  • Website: ND.gov

In terms of population, North Dakota is one of the smallest states in the country, with just 736,671 people who called it home in 2019. About 10% of the population  fell below the federal poverty line ($25,465 for a family of four in 2019). That is better than the national poverty rate of 11.8% and is the 11th lowest in the country.

The 2018 median household income in North Dakota was $63,837, which was slightly higher than the nationwide average of $61,937.

Average Credit Card Debt and Median Household Income in North Dakota vs. the U.S.
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US
Average Credit Card Debt (Q2 2019)
Median Household Income (2018)
Payday Loan Statistics for Borrowers in North Dakota vs. Nationally
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Average Loan Amount
Percentage of North Dakota Payday Loan Borrowers Defaulting Over Time

Consumer Protection in North Dakota

How to Report a Lender in North Dakota

Borrowers can file a complaint against a lender with the North Dakota Department of Financial Institutions (DFI), which regulates deferred presentment service providers (you can find the form here).