Cincinnati, OH
CINCINNATI, OHIO: Demographic and Financial Snapshot
(Last updated on 11.25.20)
AGE IN CINCINNATI, OHIO
| Age Range | Population | Percent |
| 20 to 24 years | 26,761 | 8.8% |
| 25 to 29 years | 32,774 | 10.8% |
| 30 to 34 years | 25,521 | 8.4% |
| 35 to 39 years | 18,780 | 6.2% |
| 40 to 44 years | 14,793 | 4.9% |
| 45 to 49 years | 16,937 | 5.6% |
| 50 to 54 years | 13,880 | 4.6% |
| 55 to 59 years | 19,932 | 6.6% |
| 60 to 64 years | 18,737 | 6.2% |
| 65 to 69 years | 12,788 | 4.2% |
| 70 to 74 years | 8,995 | 3.0% |
| 75 to 79 years | 6,569 | 2.2% |
| 80 to 84 years | 3,624 | 1.2% |
| 85+ years | 5,773 | 1.9% |
The median age in Cincinnati is 33.0 years
Source: US Census Data; https://data.census.gov/cedsci
Survey/Program: American Community Survey (2018 estimates)
Data Point: Age
ETHNICITY IN CINCINNATI, OHIO
| Ethnicity | Population | Percent |
| White | 155,452 | 51.4% |
| Black or African American | 123,267 | 40.7% |
| American Indian and Alaska Native | 244 | 0.1% |
| Asian | 7,028 | 2.3% |
| Native Hawaiian and Other Pacific Islander | 55 | 0.0% |
| Other | 4,235 | 1.4% |
Source: US Census; https://data.census.gov/cedsci
Survey/Program: American Community Survey (2018 estimates)
Data Point: Race
EDUCATION IN CINCINNATI, OHIO
| Education Level | Population | Percent |
| Less than 9th grade | 6,796 | 3.4% |
| 9th to 12th grade, no diploma | 18,433 | 9.3% |
| High school graduate (includes GED) | 46,435 | 23.3% |
| Some college, no degree | 34,723 | 17.4% |
| Associate’s degree | 14,914 | 7.5% |
| Bachelor’s degree | 45,257 | 22.7% |
| Graduate or professional degree | 32,545 | 16.3% |
| High school graduate or higher | 173,874 | 87.3% |
| Bachelor’s degree or higher | 77,802 | 39.1% |
| Less than Bachelor’s degree | 121,301 | 60.9% |
Source: US Census; https://data.census.gov/cedsci
Survey/Program: American Community Survey (2018 estimates)
Data Point: Education (population 25+ years)
HOUSEHOLD INCOME IN CINCINNATI, OHIO
| Annual Household Income | Percent |
| Less than $10,000 | 12.7% |
| $10,000 to $14,999 | 8.0% |
| $15,000 to $24,999 | 11.9% |
| $25,000 to $34,999 | 9.8% |
| $35,000 to $49,999 | 12.5% |
| $50,000 to $74,999 | 17.4% |
| $75,000 to $99,999 | 9.1% |
| $100,000 to $149,999 | 9.7% |
| $150,000 to $199,999 | 4.0% |
| $200,000 or more | 4.9% |
Median household income: $43,585
Mean household income: $67,799
Source: US Census; https://data.census.gov/cedsci
Survey/Program: American Community Survey (2018 estimates)
Data Point: Household Income
HOUSEHOLD INCOME BY EDUCATION IN CINCINNATI, OHIO
| Education Level | Average Income |
| Less than high school graduate | $18,207 |
| High school graduate (includes GED) | $26,895 |
| Some college or Associate’s degree | $31,946 |
| Bachelor’s degree | $49,948 |
| Graduate or professional degree | $61,011 |
Source: US Census; https://data.census.gov/cedsci
Survey/Program: American Community Survey (2018 estimates)
Data Point: Median earnings in past 12 months by education (population 25+ years with earnings)
MARITAL STATUS IN CINCINNATI, OHIO
| Population | Percent | |
| Population 15+ years | 247,857 | NA |
| Never married | 128,562 | 51.9% |
| Now married (except separated) | 71,811 | 29.0% |
| Separated | 5,528 | 2.2% |
| Widowed | 12,765 | 5.2% |
| Divorced | 29,191 | 11.8% |
Source: US Census; https://data.census.gov/cedsci
Survey/Program: American Community Survey (2018 estimates)
Data Point: Marital Status for population 15 years and over
POVERTY STATUS IN CINCINNATI, OHIO
| Population | Percent | |
| Living beneath poverty line | 73,460 | 25.2% |
Source: US Census; https://data.census.gov/cedsci
Survey/Program: American Community Survey (2018 estimates)
Data Point: Poverty Rate
HOUSING IN CINCINNATI, OHIO
| Owner-occupied housing units | 51,909 |
| Renter-occupied housing units | 85,372 |
| Single-family detached units | 62,934 |
| Homeownership rate | 37.8% |
| Vacancy rate | 15.4% |
| Renters rate | 62.2% |
| Average housing value | $195,151 |
| Average monthly owner cost (with/ mortgage) | $1,085 |
| Average rent | $659 |
Source: US Census; https://cbb.census.gov/rae/#
Survey/Program: 2009-2013 and the 2014-2018 American Community Survey 5-Year Estimates
Data Point: Housing Characteristics
SOCIOECONOMIC CHARACTERISTICS IN CINCINNATI, OHIO
| Average income | $61,937 |
| Average household size | 2.09 |
| Percent population 16 years and over in labor force | 65.9% |
| Percent disabled | 13.8% |
| Percent with health coverage | 92.3% |
| Average travel time to work | 22.9 minutes |
| Percent workers using public transportation | 7.7% |
| Percent veterans | 5.4% |
| Percent foreign born | 5.7% |
| Percent speaking Spanish at home | 1.1% |
Source: US Census; https://cbb.census.gov/rae/#
Survey/Program: 2009-2013 and the 2014-2018 American Community Survey 5-Year Estimates
Data Point: Socioeconomic Characteristics
CONSUMER SPENDING IN CINCINNATI, OHIO
| Total consumer expenditures per household | $56,142.92 |
| Alcoholic beverages | $432.75 |
| Alcoholic beverages consumed at home | $251.22 |
| Beer consumed away from home | $79.59 |
| Wine consumed away from home | $36.76 |
| Apparel & services | $1,663.62 |
| Men’s apparel | $321.59 |
| Women’s apparel | $550.98 |
| Children’s apparel | $250.20 |
| Boys’ apparel | $85.07 |
| Girls’ apparel | $93.79 |
| Footwear | $387.15 |
| Dining out (food away from home) | $2,832.51 |
| Dining out – Breakfast | $290.76 |
| Dining out – Lunch | $878.10 |
| Dining out – Dinner | $1,310.52 |
| Education | $1,167.57 |
| Entertainment / recreation | $2,393.95 |
| Club membership fees | $164.42 |
| Dating services | $0.75 |
| Pet food | $191.81 |
| Pet services | $44.18 |
| Food consumed at home | $4,006.76 |
| Bakery products consumed at home | $525.82 |
| Dairy products consumed at home | $407.68 |
| Fruits and vegetables consumed at home | $773.24 |
| Meat, poultry, fish, eggs consumed at home | $896.95 |
| Nonalcoholic beverages consumed at home | $400.06 |
| Snacks / other food products consumed at home | $1,403.08 |
| Health care | $4,356.51 |
| Medical services | $783.34 |
| Nonprescription drugs | $108.91 |
| Household Services | $1,492.22 |
| Care for the elderly and handicapped | $59.00 |
| Lawn and garden services | $294.14 |
| Housekeeping services | $114.37 |
| PC repair | $5.28 |
| Housing | $17,978.57 |
| Home improvements | $1,627.33 |
| Utilities, fuel, and public services | $3,774.30 |
| Phone services | $1,388.46 |
| Water | $520.85 |
| Life and other insurance | $311.22 |
| Pensions and social security | $5,733.80 |
| Personal care products and services | $669.78 |
| Hair care products | $81.82 |
| Personal care products | $277.54 |
| Local transportation | $6,586.85 |
| Gasoline | $1,728.84 |
| Vehicle maintenance and repair | $898.50 |
| Travel | $1,546.90 |
| Airline fares | $380.98 |
| Auto / truck rental on trips | $18.54 |
| Lodging on trips | $415.31 |
| Food and drink on trips | $377.49 |
| Entertainment on trips | $131.07 |
Source: US Census; https://cbb.census.gov/rae/#
Survey/Program: 2009-2013 and the 2014-2018 American Community Survey 5-Year Estimates
Data Point: Consumer Spending (Consumer expenditures per household)
DEBT IN HAMILTON COUNTY (home to CINCINNATI, OHIO)
| % with any debt in collections | 35% |
| Average debt in collections | $1,509 |
| % with medical debt in collections | 19% |
| Average medical debt in collections | $670 |
| % with student loan debt | 21% |
| Average student loan debt | $20,174 |
| Average monthly student loan payment | $186 |
| % with auto debt | 30% |
Source: Urban Institute; https://apps.urban.org/features/debt-interactive-map/
Survey/Program: Data from credit bureau data (2018) + the US Census Bureau’s American Community Survey (2017)
Data Point: Consumer Debt
UNEMPLOYMENT IN CINCINNATI, OHIO
| Year | Population | Percent |
| January 2019 | 7,500 | 5.2% |
| February 2019 | 6,050 | 4.2% |
| March 2019 | 5,708 | 3.9% |
| April 2019 | 4,911 | 3.4% |
| May 2019 | 5,456 | 3.7% |
| June 2019 | 6,995 | 4.7% |
| July 2019 | 7,330 | 4.9% |
| August 2019 | 7,053 | 4.7% |
| September 2019 | 6,170 | 4.2% |
| October 2019 | 6,065 | 4.1% |
| November 2019 | 5,583 | 3.8% |
| December 2019 | 5,380 | 3.6% |
| January 2020 | 6,958 | 4.7% |
| February 2020 | 6,291 | 4.3% |
| March 2020 | 6,855 | 4.7% |
| April 2020 | 21,397 | 15.1% |
| May 2020 | 20,214 | 13.7% |
| June 2020 | 19,653 | 12.7% |
| July 2020 | 16,532 | 11.1% |
Source: US Bureau of Labor Statistics; https://www.bls.gov/lau/data.htm
Survey/Program: Local Area Employment Statistics
Data Point: Unemployment totals (not seasonally adjusted)
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