Do You Need a Title or Payday Loan in Memphis?
An OppLoans Guide to Getting The Help You Need

Don’t be too hard on yourself if you’re having a difficult time making ends meet. Everyone could use a helping hand once in a while. This is why there are several government and non-profit organizations that focus on helping people in Memphis with rent, utilities, unexpected bills and veteran’s services. There are answers out there, and they can help you lead a fulfilling and meaningful life of self-sufficiency.

Getting Help in Memphis

Memphis is a great American city full of music, culture and art. But as entertaining as the city of Memphis can be, it still has its difficulties. Many people in the city are struggling to find food and shelter every day. Luckily, there are many programs and services that can help out.

Borrowing Money in Memphis

Cash loans are another option for getting help in Memphis. Sometimes there are situations where cash is more valuable than social services and programs. In times like these many people turn to dangerous and costly cash loans to solve their problems. After all, they’re easy to get and seem rather convenient. But before you decide a cash loan is what you need, you should learn the ugly truth about payday, pawn shop and car title loans.

Personal Installment Loans in Memphis
Lower rates, longer terms, flexible and affordable payments.

You don’t need to go to a payday, title or pawn shop lender in order to get quick cash in Memphis. If you’re facing a financial crisis, you should be able to get the money you need without the worry of being taken advantage of. OppLoans is here to solve that problem.

OppLoans’ installment loans have better terms between 6 and 36 months, lower interest (typically 70-125% less than other personal loans) and fixed-rate payments to meet your needs. Our personal installment loans range from $1,000 to $10,000, so it’s easy to find an option that fits your budget.

OppLoans always delivers fast, flexible, fair and five-star service:

  • Fast: Apply online and find out if you’re approved in minutes. Once approved you can get your cash as early as the next business day.
  • Flexible: We offer longer terms, larger loans, and affordable, fixed payments. Your monthly payment will be the same throughout the life of the loan.
  • Five-Star: Customers rate us 4.9 out of 5 stars for our friendly service. We also provide discounts for credit education.

Opploans offers credit-building personal loans that help you finally take control of your finances. If you have less-than-perfect credit and you need a cash loan, apply online or call us at (800) 990-9130, Monday – Friday 7am to 7pm, or Saturday 9am to 4pm central time.


  1. “Car-Title Loan Regulation” Consumer Federation of America. December, 2012. Accessed March 7, 2016.
  2. “Tennessee State Information” Payday Loan Consumer Information. Accessed March 7, 2016.
  3. “Online Pawn Shops Consumer Reports” Accessed March 7, 2016.

*OppLoans is not affiliated with any of the programs, services, or organizations referenced on this page.