Online Loans
Designed for You

  • Same-day funding available.1
  • Applying does NOT affect your FICO® credit score.2
  • No hidden fees.
Apply Now
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Our Loan Application Process

Applying does NOT affect your FICO® credit score.2

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Tell Us About
Yourself

Fill out our fast and easy online loan application.

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Verify Your
Income

Securely connect your bank account.

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Get a Quick
Decision1

We’ll use the information you provide to see if we can find you a match.

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Same-Day Funding
Available

If approved, you may receive money in your account as soon as the same business day!1

FAQs

Why OppLoans Is Right For You

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Easy to Apply

Our online application process is convenient and only requires personal and employment information for quick and easy completion.

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Same-Day Funding Available

If approved, you may receive money in your account as soon as the same business day!1

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Loan Support At Every Step

Our top-rated Loan Advocates are available to provide support at every step of the application process. We succeed when you do!

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Safe and Secure

We are dedicated to protecting your information and communications with advanced 256 bit encryption technology.

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Transparent Process

We supply you with an easy-to-read schedule with predictable payments and the ability to set up automatic payments.

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Build Credit History

We report your payment history with us to the three major credit bureaus, so every on-time payment you make may help boost your credit history.6

  • check_circle

    Easy to Apply

    Our online application process is convenient and only requires personal and employment information for quick and easy completion.

  • event_available

    Same-Day Funding Available

    If approved, you may receive money in your account as soon as the same business day!1

  • support_agent

    Loan Support At Every Step

    Our top-rated Loan Advocates are available to provide support at every step of the application process. We succeed when you do!

  • vpn_lock

    Safe and Secure

    We are dedicated to protecting your information and communications with advanced 256 bit encryption technology.

  • folder_open

    Transparent Process

    We supply you with an easy-to-read schedule with predictable payments and the ability to set up automatic payments.

  • account_balance

    Build Credit History

    We report your payment history with us to the three major credit bureaus, so every on-time payment you make may help boost your credit history.6

Read What People Are Saying

The testimonials on our third-party review websites reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans.

Making Personal Finance Approachable

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