It’s a Wonderful Life Is a Perfect Primer on Predatory Lending

The Frank Capra classic is not only a heart-warming tale of community and common decency, but it's also an incisive portrait of predatory business practices. 

Posted on: December 18, 2018


A Beginner’s Guide to Budgeting

Starting a budget is going to require some work, but that doesn't mean it has to be scary! Here are some expert tips to help you break the seal.

Posted on: December 14, 2018


What’s a Payday Alternative Loan (PAL), and How Can You Get One?

The only downside to Payday Alternative Loans (PALs) is that you have to join a credit union now in order to apply for one when you really need it. 

Posted on: December 13, 2018


So You’ve Been Double-Billed … Now What?

If you get double-billed, just remember that advice you received in couples counseling and communicate!

Posted on: December 12, 2018


Here’s Why Some Cash Advances Are Much Riskier Than Others

The name "cash advance" can be used to describe two very different kinds of financial products, one of which is way more expensive and should totally be avoided.

Posted on: December 07, 2018


Is Rent-to-Own a Good Way to Purchase a Home?

While rent-to-own agreements can be more affordable than standard home purchases—all with the added benefit of letting you live in the home before you buy—they aren't without their risks.

Posted on: December 06, 2018


How Amortizing Interest Can Help You Avoid a Predatory Debt Cycle

When you're taking out a loan with bad credit, you want to make sure that every payment you make brings you one step closer to getting out of debt.

Posted on: December 05, 2018


Here are 4 Very Bad Reasons to Get a Personal Loan

Avoiding high-cost predatory loans is great, but even the most affordable loans can pose a danger to your finances if they're being taken out for the wrong reason.

Posted on: November 29, 2018


What You Should Look for in a Prepaid Debit Card

Prepaid debit cards can be a great alternative for those who can't open a banking account, but watch out for those fees and restrictions!

Posted on: November 23, 2018


Considering Overdraft Protection? Here Are the Pros and Cons

Overdraft protection can be a handy last line of defense. But the more you use it, the more dangerous it becomes to your financial wellbeing.

Posted on: October 22, 2018