Checking Your Credit vs. Checking Your Ability to Repay

If you have bad credit, then you have to be on the lookout for predatory lenders, so start looking for lenders who check your ability to repay the money you're borrowing.

Posted on: March 20, 2019


5 Questions to Ask Yourself Before Taking out an Installment Loan

You need to find the installment loan that works best for you, and that begins with knowing exactly what questions to ask.

Posted on: March 19, 2019


Can Paying off a Loan Hurt Your Credit Score?

Don't worry, it is very rare that paying off a personal loan will cause your score to drop, but it does happen every so often.

Posted on: March 18, 2019


How to Raise Your Credit Score by 100 Points

The two most important parts of your score are your payment history and your amounts owed, so those are great places to start.

Posted on: March 14, 2019


Loans With No Credit Check Sound Great; Here Are the Risks

It’s all about finding the right loan for you ... and also avoiding the many no credit check loans out there that could trap you in a predatory cycle of debt.

Posted on: March 14, 2019


How to Separate Your “Wants” from Your “Needs”

Some needs and wants are easy to distinguish. But other times, you'll need to dive a little deeper to figure out what you can cut and what you really can't live without.

Posted on: March 07, 2019


Building Savings or Paying off Debt: Which Should You Prioritize?

Building up savings and paying down high-interest consumer debt are both critical financial cornerstones, but which one you should you put first?

Posted on: February 28, 2019


5 Questions to Ask Yourself Before Taking out a Cash Advance

Short-term cash advances come with many downsides that could trap you in a cycle of debt, so make you shop prepared!

Posted on: February 27, 2019


How Will a Cash Advance Loan Affect Your Credit?

One of the many annoying things about cash advances is that they can't help your score, but they can definitely hurt it.

Posted on: February 20, 2019


Cash Advance Loans: Here’s 4 Things You Should Know

Cash advance loans are supposed to be an easy way to cover emergency expenses, but they could end up trapping you in a long-term cycle of debt.

Posted on: February 19, 2019