Due to the upcoming bank holiday on Friday, 7/4, our Originations Support Team will be available from 7 a.m. - 8 p.m. CDT. Our Payments Department will be closed. Customers approved after 12:00 p.m. CDT on Thursday, 7/3 through 11:59 a.m. CDT on Monday, 7/7 may be funded as soon as Monday, 7/7.

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What are the eligibility requirements to apply for an online personal loan?

The first step in applying for a loan through the OppLoans Lending Platform is to fill out the online loan application. To be eligible for a product with our lending partners through the OppLoans Lending Platform, potential borrowers must:

  • Be 18 years or older
  • Have a bank account (checking or savings account)
  • Reside in one of the states in which we currently operate
  • Have a regular source of income (Income can be from employment or from benefits including Social Security, Disability, etc. Please note: alimony, child support, or separate maintenance income is optional to include)
  • Receive income through direct deposit

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.