Our Payments Department will close at 4:30pm CT on Thursday, 5/8/2025 and will resume normal business hours on Friday, 5/9/2025. We apologize for any inconvenience this may have caused.

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How will my charged off loan be reported to the credit bureaus?

Please be aware that OppLoans is a data furnisher, meaning that we supply information to the credit bureaus. That information is then used by the bureaus in order to calculate a credit score based on their criteria. Every consumer has a different mix of credit history and accounts. Therefore, we encourage you to contact the credit bureaus, TransUnion, Equifax, and Experian, directly to discuss how the information in your credit report may impact your credit score.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.