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What credit score do I need to apply for a loan?

Our Bank Partners don't have a minimum FICO or Vantage score to qualify for the loan. Instead, they look at various factors from the alternate credit bureaus and your bank data to determine your eligibility.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

Fees

Cash Advance Fee

10% of the amount of each Cash Advance. (This fee is a Finance Charge).

Carried Balance Fee

Assessed each Billing Cycle based on the Carried Balance and the outstanding Average Daily Balance. (This fee is a Finance Charge).

Average Daily Balance	Billing Cycle Charge
Average Daily Balance	Biweekly	Semi-Monthly	Monthly
$0.00 - $25.00	$0	$0	$0
$25.01 - $250.00	$14	$16	$23
$250.01 - $500.00	$28	$31	$62
$500.01 - $750.00	$36	$39	$79
$750.01 - $1,000.00	$52	$57	$114
$1,000.01 - $1,250.00	$66	$71	$142
$1,250.01 - $1,500.00	$80	$87	$174
$1,500.01 - $1,750.00	$95	$102	$205
$1,750.01 - $2,000.00	$109	$118	$237
$2,000.01 - $2,250.00	$123	$133	$266
$2,250.01 - $2,500.00	$136	$148	$296
$2,500.01 - $2,750.00	$152	$164	$328
$2,750.01 - $3,000.00	$163	$176	$353
$3,000.01 - $3,250.00	$176	$191	$383
$3,250.01 - $3,500.00	$190	$206	$412
$3,500.01 - $3,750.00	$203	$220	$440
$3,750.01 or greater	$216	$234	$469