Due to the upcoming bank holiday on Friday, 7/4, our Originations Support Team will be available from 7 a.m. - 8 p.m. CDT. Our Payments Department will be closed. Customers approved after 12:00 p.m. CDT on Thursday, 7/3 through 11:59 a.m. CDT on Monday, 7/7 may be funded as soon as Monday, 7/7.

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What is an APR?

APR stands for Annual Percentage Rate and is your true cost of credit stated on an annual basis.

It includes a loan's interest rate and origination fees and takes into account factors such as repayment amounts and frequency.

Rest assured, OppLoans and its lending partners do not charge any such origination fees on the loans offered through the OppLoans Lending Platform. Even though your APR may differ slightly from your interest rate due to the factors referenced above, they will always be in close proximity to each other.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.