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OppLoansFAQGeneralWhat is an APR?

What is an APR?

APR stands for Annual Percentage Rate and is your true cost of credit stated on an annual basis.

It includes a loan's interest rate and origination fees and takes into account factors such as repayment amounts and frequency.

Rest assured, OppLoans and its lending partners do not charge any such origination fees on the loans offered through OppLoans. Even though your APR may differ slightly from your interest rate due to the factors referenced above, they will always be in close proximity to each other.

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Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.

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