What is an APR?
APR stands for Annual Percentage Rate and it is your true cost of credit stated on an annual basis. It includes a loan’s interest rate and origination fees plus it takes into account factors such as repayment amounts and frequency. However, rest assured, OppLoans and its lending partners do not charge any such origination fees on the loans offered through the OppLoans website. Even though your APR may differ slightly from your interest rate due to the factors referenced above, they will always be in close proximity to each other.
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