Why did you send me a pre-approval letter but deny my loan request?
A “pre-approval” is still subject to our verification of your identity and credit information.
As stated in our mailer, we will not extend credit if you do not meet our pre-established criteria, meaning: (i) you are a U.S. citizen or permanent resident; (ii) are 18 years old; (iii) reside in a state OppLoans operates in; (iv) have direct deposit for your income source; (v) your verified income supports your ability to repay; and, (vi) meet our verification standards.
California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.
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