Am I eligible for a refinance on my loan?
In order to be eligible for a refinance, you must have paid at least 15% or $400 towards your current loan balance (whichever comes first), and you cannot be in a past due status.
Not everyone who is eligible to apply for a loan refinance will be approved when they apply. If you are eligible to apply for a refinance, you will see a “Refinance Now” option in the customer portal.
Sign In to see if you qualify.