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How often can I draw funds from my Line of Credit?

You may request to draw funds as frequently as once per day, as long as your account is eligible.

Each Draw request must be at least $50 up to your total available credit limit. Please note that a 10% Cash Advance Fee is assessed and deducted upfront from each requested Draw amount.7 Draw requests submitted before 12:00 PM Central Time on a standard business day are eligible for same-day funding processing.1 Availability of the funds is dependent on how quickly your bank processes the transaction.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

Fees

Cash Advance Fee

10% of the amount of each Cash Advance. (This fee is a Finance Charge).

Carried Balance Fee

Assessed each Billing Cycle based on the Carried Balance and the outstanding Average Daily Balance. (This fee is a Finance Charge).

Average Daily Balance Billing Cycle Charge
Biweekly Semi-Monthly Monthly
$0.00 - $25.00 $0 $0 $0
$25.01 - $250.00 $14 $16 $23
$250.01 - $500.00 $28 $31 $62
$500.01 - $750.00 $36 $39 $79
$750.01 - $1,000.00 $52 $57 $114