Due to the upcoming bank holiday on Thursday, 12/25, our support team will be unavailable, and payments due 12/25 may be affected. Please keep in mind, our modified hours of operation on Wednesday, 12/24 are 9:00 a.m.-3:00 p.m. CST. Customers approved after 12:00 p.m. CST on Wednesday, 12/24 through 11:59 a.m. CST on Friday, 12/26 may be funded as soon as Friday, 12/26.

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I received an offer in the mail saying I was “pre-qualified.” What are my next steps?

Pre-qualified means that you meet our initial requirements, but are still subject to identity verification and credit information.

Loan approval is subject to confirmation that your income, credit history, and application information meet the minimum requirements established for this offer.

The next step would be to complete an application using your provided mail code. To apply, click here: https://www.opploans.com/myloan/.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.