If I pay off my written off account, will the charge off remark be removed from my credit report?
Once an account is reported as charged off, the remark will remain on the account until each bureau no longer reflects that account on your credit report. The remark cannot be removed even after a payoff or settlement, as it accurately reflects the delinquency of the account at the time of payment.
For more information about how long information remains on your credit report, please reach out to each bureau directly.
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