Due to the observed holiday on Friday, 7/3, our modified hours of operation are 9:00am to 6:00pm CDT. Funding will not be impacted by the holiday.

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What are the eligibility requirements to apply for an online personal loan?

The first step in applying for a loan through the OppLoans Lending Platform is to fill out the online loan application. To be eligible for a product with our lending partners through the OppLoans Lending Platform, potential borrowers must:

  • Be 18 years or older
  • Have a bank account (checking or savings account)
  • Reside in one of the states in which we currently operate
  • Have a regular source of income (Income can be from employment or from benefits including Social Security, Disability, etc. Please note: alimony, child support, or separate maintenance income is optional to include)
  • Receive income through direct deposit

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.