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What are the requirements and eligibility to apply for a loan?

In order to submit an application that our underwriting can review, applicants must:

  • Reside in one of the states we operate in
  • Be at least 18 years old (or 19 in Alabama and Nebraska)
  • Have a regular source of income (Income can be from employment or from benefits including Social Security, Disability, etc. Please note: alimony, child support, or separate maintenance income is optional to include)
  • Have a checking or savings account
  • Receive paychecks through direct deposit (Due to state regulations, New Mexico residents are exempt from this requirement)
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