Am I eligible for a refinance on my loan?

Our bank partners review multiple factors when determining refinance eligibility, including, but not limited to, your current loan history, such as paying at least 15% or $400 towards your current loan balance (whichever comes first) and making on-time payments, as well as your previous loan history.

Not everyone eligible to apply for a loan refinance will be approved when they apply. If you are eligible to apply for a refinance, you will see a “Refinance Now” option in the customer portal.

Sign in to see if you qualify to apply for a refinance.