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What do I receive if I complete the online credit education courses?

There are numerous benefits! OppU is a national standards-aligned personal finance curriculum designed to teach essential concepts like saving, budgeting, credit education, and more.

OppU can help you master your money with fun and free videos and quizzes.

Get started with OppU here.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

Fees

Cash Advance Fee

10% of the amount of each Cash Advance. (This fee is a Finance Charge).

Carried Balance Fee

Assessed each Billing Cycle based on the Carried Balance and the outstanding Average Daily Balance. (This fee is a Finance Charge).

Average Daily Balance	Billing Cycle Charge
Average Daily Balance	Biweekly	Semi-Monthly	Monthly
$0.00 - $25.00	$0	$0	$0
$25.01 - $250.00	$14	$16	$23
$250.01 - $500.00	$28	$31	$62
$500.01 - $750.00	$36	$39	$79
$750.01 - $1,000.00	$52	$57	$114
$1,000.01 - $1,250.00	$66	$71	$142
$1,250.01 - $1,500.00	$80	$87	$174
$1,500.01 - $1,750.00	$95	$102	$205
$1,750.01 - $2,000.00	$109	$118	$237
$2,000.01 - $2,250.00	$123	$133	$266
$2,250.01 - $2,500.00	$136	$148	$296
$2,500.01 - $2,750.00	$152	$164	$328
$2,750.01 - $3,000.00	$163	$176	$353
$3,000.01 - $3,250.00	$176	$191	$383
$3,250.01 - $3,500.00	$190	$206	$412
$3,500.01 - $3,750.00	$203	$220	$440
$3,750.01 or greater	$216	$234	$469