Back

What happens if I don't use my account?

If your account is inactive with a zero-dollar ($0.00) balance and no draw activity for three (3) consecutive months, it will be automatically closed.

Once your Line of Credit account is closed, you will no longer be able to draw funds from your Line of Credit. If you want to draw funds in the future, you would have to submit a new application and meet all standard underwriting and eligibility criteria.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

Fees

Cash Advance Fee

10% of the amount of each Cash Advance. (This fee is a Finance Charge).

Carried Balance Fee

Assessed each Billing Cycle based on the Carried Balance and the outstanding Average Daily Balance. (This fee is a Finance Charge).

Average Daily Balance	Billing Cycle Charge
Average Daily Balance	Biweekly	Semi-Monthly	Monthly
$0.00 - $25.00	$0	$0	$0
$25.01 - $250.00	$14	$16	$23
$250.01 - $500.00	$28	$31	$62
$500.01 - $750.00	$36	$39	$79
$750.01 - $1,000.00	$52	$57	$114
$1,000.01 - $1,250.00	$66	$71	$142
$1,250.01 - $1,500.00	$80	$87	$174
$1,500.01 - $1,750.00	$95	$102	$205
$1,750.01 - $2,000.00	$109	$118	$237
$2,000.01 - $2,250.00	$123	$133	$266
$2,250.01 - $2,500.00	$136	$148	$296
$2,500.01 - $2,750.00	$152	$164	$328
$2,750.01 - $3,000.00	$163	$176	$353
$3,000.01 - $3,250.00	$176	$191	$383
$3,250.01 - $3,500.00	$190	$206	$412
$3,500.01 - $3,750.00	$203	$220	$440
$3,750.01 or greater	$216	$234	$469