What happens when I accept a settlement offer?
You have until the agreed-upon date to pay the settlement amount in full. When the full settlement amount has been paid, your account will be reported to the credit reporting agencies as settled for less than the full amount, which may impact your overall credit standing.
If you have existing payments set up, they will count toward your accepted settlement agreement.
California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.
Please be advised that you will no longer be subject to, or under the protection of, OppFi's privacy and security policies. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of OppFi. Further, OppFi is not responsible for and does not endorse, guarantee, or monitor content, availability, viewpoints, products, or services that are offered or expressed on external websites.