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Who are your lending partners?

OppLoans provides access to credit products to consumers throughout the United States through partnerships with our lending partners:

  • FinWise Bank (FW Bank) is a state-chartered financial technology bank located in Murray, Utah.
  • First Electronic Bank (FEB) is a state-chartered industrial bank headquartered in Salt Lake City, Utah.
  • Capital Community Bank (CC Bank) is a state-chartered bank located in Provo, Utah.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

Fees

Cash Advance Fee

10% of the amount of each Cash Advance. (This fee is a Finance Charge).

Carried Balance Fee

Assessed each Billing Cycle based on the Carried Balance and the outstanding Average Daily Balance. (This fee is a Finance Charge).

Average Daily Balance Billing Cycle Charge
Biweekly Semi-Monthly Monthly
$0.00 - $25.00 $0 $0 $0
$25.01 - $250.00 $14 $16 $23
$250.01 - $500.00 $28 $31 $62
$500.01 - $750.00 $36 $39 $79
$750.01 - $1,000.00 $52 $57 $114