Costs and Terms of a Typical Line of Credit in the State of Kansas

The figures below are examples of our typical line of credit product, and do not serve as guarantee of any rates and terms that you may qualify for.

  • Origination Fee: 2% of credit limit.
  • APR: Interest will be charged on principal outstanding at a rate of approximately 160% APR pending eligibility.
  • Minimum Payment: A minimum payment due will be shown on your periodic billing statement, and will be the amount equal to 4% (monthly) or 9% (bi-weekly or semi-monthly) of the greater of either the principal balance outstanding or the current credit limit as of the Closing Date, as well as any unpaid interest and fees.
  • Late Charge: If you fail to pay at least the Minimum Payment Due within ten (10) days of its Payment Due Date, you will incur a late fee in an amount not to exceed 5% of the unpaid amount of the Minimum payment.

View our Opportunity Financial, LLC-Kansas-Supervised Loan License | View our Kansas Credit Notification License

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: apply@opploans.com.

Learn more about avoiding the risks of title and payday loans in Kansas in our State Guides section.