Ohio Credit Services Organization

Opportunity Financial will not be the lender for loans received at this site. Opportunity Financial is a Credit Services Organization. We will attempt to arrange a loan between you and a third party lender.

Loan Terms for loans arranged by Opportunity Financial

First-time borrowers are eligible for between $500 – $4,000.

Your loan will be paid back in equal, fully amortizing and reoccurring payments over 6-24 months.

You have the right to rescind your loan within 3 days of signing your loan contracts.

Loan Repayment for loans arranged by Opportunity Financial

You have the right to repay your loan in full at any time with no pre-payment penalty. Your loan is structured to be paid back in equal fully amortizing installment payments over a 9-18 month term.

Fee Schedule and APR for loans arranged by Opportunity Financial

Your Credit Services Organization fee will be 8-15% of the loan amount monthly. You will also be charged interest by your lender of 25.00% on the loan principal.

Ohio License

This business is licensed and examined by the State of Ohio, Department of Commerce, Division of Financial Institutions, 77 S. High Street, 21st Floor, Columbus, OH 43215-6120, CSO license #900195.000.

View our Ohio license

The type of loan arranged by Opportunity Financial is not intended to meet long-term financial needs. These types of loans should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

If you have questions or concerns about your loan, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: apply@opploans.com.

If you have any concerns about our level of services as a Credit Services Organization and wish to voice your concerns, please contact the Ohio Consumer Lenders Association Consumer Hotline at 1-866-595-1301.

Learn more about avoiding the risks of title and payday loans in Ohio in our State Guides section.